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Auto Body Shop

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Auto Body Shop

Auto body shop insurance is a specialized insurance policy tailored to auto body repair and collision shops' unique needs. It provides financial protection against various risks while running an auto body shop, including property damage, theft, liability claims, and employee injuries.

Key Coverage Areas

Auto body shop insurance typically includes the following key coverage areas:

  • General Liability Insurance: Covers third-party bodily injury or property damage claims arising from your business operations.
  • Property Insurance: Protects your building, equipment, tools, and inventory against losses due to fire, vandalism, theft, or natural disasters.
  • Garage Keepers Insurance: Covers damage to customers' vehicles in your care, custody, or control.
  • Workers' Compensation Insurance: Offers medical benefits and wage replacement for injured employees.
  • Commercial Auto Insurance: Covers vehicles owned or used by your business for accidents, theft, or damage.

Midway Collision Center Inc./ auto body shop insurance

Why Do You Need Auto Body Shop Insurance?

Identifying Potential Risks

Auto body shops face several risks and potential liabilities in their day-to-day operations. These may include:

  • Damage to customers' vehicles during repair or storage.
  • Accidents on your premises lead to injuries to customers or employees.
  • Employee injuries resulting from accidents or exposure to hazardous substances.
  • Theft or vandalism of your equipment, tools, or inventory.
  • Unforeseen events like fire or natural disasters cause business interruptions.
Legal Requirements

Depending on your jurisdiction, carrying certain insurance coverage may be legally required for auto body shops. Failure to comply with these regulations can result in penalties, fines, or even business operations suspending.

Financial Protection

Auto body shop insurance provides financial protection against potential losses that can significantly impact your business. Instead of shouldering the entire cost of property damage, liability claims, or lawsuits out of your poc

Contact Info

Contact phone: (603) 749-0010
Email: midwaycollisioncenter@hotmail.com

Opening Hours

Mon – Fri: 8:00 AM – 5:00 PM
Sat – Sun: Closed

Service Centre

Somersworth, NH 03878 USA 155, Route 108, PO Box 149

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