Auto Collision

Coverage and Benefits

1. Repair Costs: Auto collision insurance provides coverage for the repair costs of your vehicle if it sustains damage in a collision. This coverage extends to accidents involving other vehicles, stationary objects, or even single-vehicle accidents such as rollovers.
2. Vehicle Replacement: In cases where the damage is beyond repair or the cost of repairs exceeds the vehicle's value; collision insurance can provide funds to replace your damaged car with a similar one.
3. Deductibles: Like other insurance policies, collision insurance often includes a deductible, which you must pay out of pocket before the insurance coverage kicks in. You can typically choose a deductible amount that suits your financial situation.
4. Comprehensive Coverage: While collision insurance covers explicitly accidents involving collisions, you can enhance your coverage by opting for comprehensive insurance. This additional coverage protects your vehicle against non-collision incidents such as theft, vandalism, natural disasters, and falling objects.
5. Peace of Mind: Having collision insurance provides peace of mind, knowing you have financial protection in case of accidents. It allows you to focus on your well-being and those of others involved in the accident rather than worrying about the repair costs.
6. Quick Repairs: Having collision insurance can expedite the repair process for your vehicle. It often has established relationships with preferred repair shops, which can help streamline the repair process and reduce the time you are without your vehicle.

Auto collision insurance is a valuable form of coverage that helps protect your vehicle from the financial burdens associated with accidents and collisions. By investing in this insurance, you can ensure that your vehicle is repaired or replaced, giving you peace of mind and allowing you to focus on what matters most: your safety and the safety of others on the road.